Fee Structure

Transaction cost layers and commercial terms.

Transaction costs are typically categorized into a few layers. Exact numbers and commercial terms are finalized during onboarding with selected liquidity and settlement partners.

Cost layers (overview)

Layer	Typical range (indicative)	Description
Network & routing	~0.06% baseline + LayerZero/gas	Atomic swap and bridge to USDC/USDT (or target stablecoin); gas and cross-chain fees.
Liquidation & settlement	~0.5% – 1.5%	Stable-to-fiat conversion and SEPA/banking rails (provider-dependent).

Network & routing: Covers DEX swap, bridge (e.g. Stargate/LayerZero), and gas. The baseline percentage is indicative; actual cost depends on chain, volume, and route.
Liquidation & settlement: Covers the off-ramp provider’s conversion and bank transfer fees. Range depends on partner, region, and volume.

Commercial terms

Final pricing and fee splits are agreed during onboarding with the selected liquidity and settlement partners.
Merchants may see a single blended fee or a breakdown (e.g. Bleepay + network + liquidation); details are provided in the dashboard or contract.

Next steps

Payment flows — where liquidation and settlement costs apply.
Integration overview — how to go live and access production pricing.