Transaction cost layers and commercial terms.Transaction costs are typically categorized into a few layers. Exact numbers and commercial terms are finalized during onboarding with selected liquidity and settlement partners.
Cost layers (overview)
| Layer | Typical range (indicative) | Description |
|---|---|---|
| Network & routing | ~0.06% baseline + LayerZero/gas | Atomic swap and bridge to USDC/USDT (or target stablecoin); gas and cross-chain fees. |
| Liquidation & settlement | ~0.5% – 1.5% | Stable-to-fiat conversion and SEPA/banking rails (provider-dependent). |
- Network & routing: Covers DEX swap, bridge (e.g. Stargate/LayerZero), and gas. The baseline percentage is indicative; actual cost depends on chain, volume, and route.
- Liquidation & settlement: Covers the off-ramp provider’s conversion and bank transfer fees. Range depends on partner, region, and volume.
Commercial terms
- Final pricing and fee splits are agreed during onboarding with the selected liquidity and settlement partners.
- Merchants may see a single blended fee or a breakdown (e.g. Bleepay + network + liquidation); details are provided in the dashboard or contract.
Next steps
- Payment flows — where liquidation and settlement costs apply.
- Integration overview — how to go live and access production pricing.